I retired in 1991 as an instrumental music teacher from the Fairport Central School, Fairport, NY. I live in Bradenton, FL. I have had a hearing loss since 1996 following a major medical procedure and I attribute my HL to the anesthesia used during the surgery. On October 25, 2019, I had a cochlear implant in my right ear. I was activated on November 11, 2019. I paid out-of-pocket for a Marvel M90 sound processor and a Phonak LinkM hearing aid;