Presently, Medicare offers no coverage for hearing aids. In fact, Medicare coverage for hearing aids and related services was expressly excluded from the Social Security Act of 1965, meaning it would literally take an Act of Congress to change it. The Biden administration’s Build Back Better Act—a vast omnibus bill that included the addition of hearing aid coverage under Medicare—was passed by the U.S. House in late-2021 but died in the Senate. While it seems likely Medicare will one day provide at least some coverage for hearing aids, we definitely don’t recommend waiting; currently, there are no promising changes on the legislative horizon.
And any bill that might make it into law would take some time to be enacted and necessarily exclude some people due to costs. For example, even if passed in 2022, the Build Back Better Act wouldn't have been in effect until January 2024. It also provided aids only for those with moderately severe to profound hearing loss—excluding the vast majority of people who could benefit from hearing aids.
Acknowledging the above, some Medicare Advantage plans do have a hearing aid benefit. If you are enrolled in one of these plans, call the number on the back of your Medicare Advantage card and ask, ”What is my hearing aid benefit?” Increasingly, states are mandating that insurance plans cover hearing aids. There are several other ways you might get help paying for hearing aids (e.g., VA benefits and TRICARE, Medicaid, etc.). Check out HearingTracker's article "Paying for Hearing Aids with Health Insurance" and A Guide to Paying for Hearing Aids for money-saving tips.
In the meantime, let’s see how you can get affordable hearing aids to help you now.
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